Long-term Care Insurance

What is Long-term Care Insurance ?

‘Long-term Care Insurance’ refers to a kind of insurance which covers the individuals for a longer term compared to the legacy insurance plans. It is more common in the USA, UK and Canada.

It is aimed at individuals who suffer from chronic illnesses as well as those people who can’t perform simple daily activities like disabled people. The premiums also benefit from tax relief as it is meant to help them live their life without anyone’s monetary help.

Long-term care insurance usually offers more flexibility with the payment of premiums and as well as having tie-ups with nursing facilities to ease the process of claiming the insurance if required.

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