Disability Income Insurance

What is Disability Income Insurance ?

A ‘Disability Income Insurance’ is an insurance policy that provides income against disability occurring due to any kind of work-related factors. As the employee would not be able to perform their duties, the company might ask them to leave. However, the policy helps him or her survive in such a scenario.

The most common type of disability income insurance is the one that covers industrial accidents. As these accidents are ultimately unavoidable despite the best efforts of everyone, disability income insurance is the best option for the employees working in such hazardous conditions.

It is also important to note that the term ‘disability’ might be defined differently based on the insurance provider. Hence, it is important to consider a plan that covers a wide range of ‘disabilities’ before choosing the right one.

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